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If you have considerable equity in your home, you may be able to convert that asset into income. Reverse mortgages are special home loans designed with seniors in mind. Payments are made to you, and as long as you live in the home, the loan never has to be repaid.1
Reverse mortgage can provide you with cash today - with no requirement to ever pay it back for as long as you live in your home.
The disbursement options on a reverse mortgage loan are flexible. You can access your money by:
And if your needs change over time, your payout schedule can change, too.
- Taking a lump sum- Establishing a line of credit to use as needed
- Arranging a combination of the above
1If you permanently leave the home, the balance on your reverse mortgage becomes due. Selling the home itself can pay for this - any remaining equity belongs to you or your heirs.
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